[Bell Ringing] [Upbeat Music] Welcome back to Sit. Stay. Save. We have Deb on the line. >> So, my husband and I have been planning to rely on his retirement savings and investments, but I'm starting to second guess that decision. Should I be saving for retirement, too? >> Oh, honey, never put your entire financial future in someone else's paws. >> Willow is right. Having savings of your own gives you choices, confidence, and independence. >> Heaven forbid anything bad happens, but divorce, death, and health issues do occur. If it were to happen to you, you'd want to be personally prepared. >> Oh, I never thought about it that way. >> Since you're a state of Missouri employee, you can save and invest with the MO Deferred Comp Plan. >> The fees are low, the investment options are topnotch, and the staff are super helpful. >> And you don't have to save a lot to get started. Even a little from each paycheck can add up over time. >> Exactly. Plan for retirement together, but make sure you are looking out for your own future, too. >> Well said, Willow. [Bell Ringing]