Participant Updates

Holiday Update

The New York Stock Exchange and deferred comp call center will close after 12:00 p.m., on Tuesday, July 3, 2018, through Wednesday, July 4th, 2018. The local office will also be closed after 2:00 p.m., Tuesday, July 3, 2018 through Wednesday, July 4th, 2018 in observance of Independence Day. Due to the holiday, transactions received via Account Access after 12:00 p.m. (CT) on Tuesday, July 3rd, will be processed as of the close of business on Thursday, July 5th. Regular hours will resume on Thursday, July 5th.

Have a great holiday.

Missouri Stable Income Fund Rate

The Missouri Stable Income Fund annualized credited rate effective third quarter 2018 (July 1 – September 30, 2018) will be 2.57%.

Holiday Update

The New York Stock Exchange will be closed Monday, May 28, 2018, in observance of Memorial Day. Due to the holiday, transactions received via Account Access after 3:00 p.m. central time (CT) on Friday, May 25, 2018 will be processed as of the close of business on Tuesday, May 29. The local plan office will be open Tuesday, May 29 and the call center will reopen at 7:30 a.m. on Tuesday.

Have a great holiday.

RealizeRetirement® Adventure

RealizeRetirementAdventure Logo

Take a break from your everyday routine to board the RealizeRetirement® Adventure, a 7-minute mobile escape room, brought to you by the MO Deferred Comp Plan! This FREE adventure game is designed specifically for state of Missouri employees and requires players to solve a series of retirement riddles using clues, hints, and strategies to complete the given mission!

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DC Updates - Spring 2018

Did you see an increase on your paycheck from the 2017 Tax Reform? Or, do the ups and downs of the market have you worried? The 2018 Spring DC Updates cover these topics, plus more!

VIEW THE 2018 SPRING DC UPDATES

 

Holiday Update

The New York Stock Exchange will be closed Friday, March 30, 2018 in observance of Good Friday. Due to the holiday, transactions received via Account Access after 3:00 p.m. central time (CT) on Thursday, March 29, 2018, will be processed as of the close of business on Monday, April 2. The local plan office will be open Friday, March 30 and the call center will reopen at 7:30 a.m. on Monday.

Have a great holiday.

March 2018 - MO Deferred Comp Bulletin

Everything you need to know about recent deferred comp news in one place. Check out the March 2018 MO Deferred Comp Bulletin to see what deferred comp has been up to over the past few months.

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Missouri Stable Income Fund Rate

The Missouri Stable Income Fund annualized credited rate effective second quarter 2018 (April 1 – June 20, 2018) will be 2.10%.

Paycheck Bumps from Tax Reform Present the Perfect Opportunity to Increase Retirement Savings

Have you looked at your paystub recently? If not, you should! According to a recent survey by LendEDU, Americans’ have seen an average increase of $130 per paycheck thanks to the 2017 tax reform legislation that became effective in January. Before you rush off and start spending those extra dollars, you may want to consider saving that money for retirement because retirement is on average the most expensive purchase you will ever make!

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America Saves Week 2018



America Saves Week beings Monday, February 26, 2018 and runs through March 3rd. During this year's video campaign, we highlight a few common "reasons" why people are not saving or are not saving enough for retirement.

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Holiday Update

The New York Stock Exchange, as well as the deferred comp office and call center, will be closed Monday, February 19, 2018 in observance of Washington’s Birthday. Due to the holiday, transactions received via Account Access after 3:00 p.m. central time (CT) on Friday, February 16, 2018, will be processed as of the close of business on Tuesday, February 20. Regular hours will resume on Tuesday, February 20th.

Have a great holiday.

Update Your Account Beneficiaries

Saving money for your retirement is a crucial step in preparing for your future, however designating your beneficiary information is just as important. By reviewing your appointee(s) on a regular basis, you are not only doing the right thing for yourself, but also for your loved ones. To quickly update your beneficiary information, log in to Account Access via modeferredcomp.org or the ESS Portal.

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DC Update - Winter 2017

Looking for more ways to save? The Savings Elf has your back! Check out the newest DC Update, The Savings Elf.

VIEW THE 2017 WINTER DC UPDATE

 

Holiday Update

The New York Stock Exchange will be closed on Monday, December 25, 2017 is observance of Christmas. Due to the holiday, transactions submitted via Account Access after 3:00 pm central time (CT) on Friday, December 22nd will be processed as of the close of business on Tuesday, December 26th. Transactions will not be processed on Monday, December 25th. The local plan office and call center will reopen at 7:30am CT on Tuesday.

Have a wonderful Christmas holiday.

Missouri Stable Income Fund Rate

The Missouri Stable Income Fund annualized credited rate effective first quarter 2018 (January 1 - March 31, 2018) will be 2.18%.

IRS Announces 2018 Contribution Limit Increase

On October 19, 2017, the Internal Revenue Service announced that the annual maximum contribution limit for retirement plans in tax year 2018 would increase from $18,000 to $18,500. Contribution limits are determined by either an increase or decrease in the cost-of-living index and directly affect the amounts a participant can contribute to the MO Deferred Comp Plan. This means MO Deferred Comp participants who wish to max out their retirement savings can contribute an additional $500 per year to their deferred comp account to combat the rising cost of living. The catch-up contribution limit, for those age 50 or older, will remain at $6,000 in 2018. Below are the contribution limits for the 2018 tax year.

2018 Contribution Limits

Maximum Annual Deferral – under age 50 $18,500
Age 50 and Over Catch-up Provision Limit $6,000 ($24,500 total)
Pre-Retirement Catch-up Provision Limit $18,500 ($37,000 total)

For more information, please visit the IRS website.

Your Whole Story

2017 National Retirement Security Week

Saving for retirement doesn’t have to be difficult. In fact, it's actually quite simple with the MO Deferred Comp Plan. Check out our favorite savings tips that can help you along your retirement savings journey.

View NRSW Savings Tips

2017 Retirement and Savings Survey Results

The survey results are in! This August, deferred comp conducted its annual Retirement and Savings Survey and received over 8,000 responses. Like last year, the survey was sent to three segments of state of Missouri employees: active employees age 35 and under, active employees age 36 and older, and terminated employees (retirees) over age 55. This year the surveys asked more detailed information on debt, expenses, and what financial topics savers would like to learn more about. The feedback received will help MO Deferred Comp better understand participants' needs and ultimately improve education efforts. Thank you to everyone who participated in this year's surveys.

View Survey Winners & Results

Missouri Stable Income Fund Rate

The Missouri Stable Income Fund annualized credited rate effective fourth quarter 2017 (October 1 - December 31, 2017) will be 2.40%.

Update Your Address Book!

The deferred comp education specialists' contact information has changed! Be sure to update your records with your representative's new email address and phone number.

  • Don Wilson – Central & South-Central Territories
    DonW@mosers.org, 573-644-1263
  • Callie Simmons – Central, West-Central, & Northeastern Territories
    CallieS@mosers.org, 573-644-1265
  • Ronda Peterson – Southeastern Territories
    RondaP@mosers.org, 573-644-1266
  • Dale Rippelmeyer – Eastern Territories
    DaleR@mosers.org, 573-644-1262
  • Deborah Taylor – Southwestern Territories
    DeborahT@mosers.org, 573-644-1264
  • David Gibson – Northwestern Territories
    DavidG@mosers.org, 573-644-1261

Holiday Update

The New York Stock Exchange will be closed after 12 pm on Monday, July 3, 2017 and all day Tuesday, July 4, 2017 in observance of Independence Day. Due to the holiday, transactions submitted via Account Access after 12 pm Central Time (CT) on Monday, July 3, 2017, will be processed as of the close of business on Wednesday July 5. The deferred comp plan’s local office and call center will resume normal business hours on Wednesday July 5th.

Have a fun and safe Independence Day!

Missouri Stable Income Fund Rate

The Missouri Stable Income Fund annualized credited rate effective third quarter 2017 (July 1 - September 30, 2017) will be 2.45%.

State of Missouri Deferred Compensation Plan Wins an Eddy Award Two Years in a Row

For the second year in a row, the State of Missouri Deferred Compensation Plan was awarded a prestigious Eddy Award from Pension & Investments (P&I) magazine at its East Coast Defined Contribution Plan Conference on March 20, 2017. The P&I Eddy Awards recognize the best practices in retirement savings education for defined contribution plan participants. The deferred compensation plan won second-place among public sector nominees in the special projects category.

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Missouri Stable Income Fund Rate

The Missouri Stable Income Fund annualized credited rate effective second quarter 2017 (April 1 - June 30, 2017) will be 2.40%.

America Saves Week 2017



America Saves Week begins Monday, February 27th. Grab your thinking caps and get your buzzer ready, it’s time for a Savings Showdown!

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2016 Year-End Reminders

This update highlights important tax and RMD information for participants receiving distributions from the plan.

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